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Short Term Payday Loans

With our short term loans you can borrow £100 to £1000 pounds up to 31 days and simply repay on your next payday.

We specialize in Loans For Bad Credit Our lenders are sympathetic to your situation and they know that maintaining a perfect credit score in this financial climate is difficult and often out with your control due to the recession.

Our lenders underwriting team will assess your application on its own merit to give you an unbiased decision ensuring that you are financially able to make physical repayments.

short term loans should only be used as an emergency to make ends meet until your next payday and not recommended for a financial fix. Only borrow what you can can afford to repay.

Our lenders are responsible lenders who fully confirm to all UK regulations.

With over 65 partner we can find a match right for you. We are a 100% free to use service.

Apply now for your short term loan no credit checks today.


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Representative APR Example

Borrow £200 for 28 days - You repay £250

interest rate of 25%
£50 Interest repayable.
Annual Apr 1734%
Please note: Interest APR on an annual basis is not the same as charged interest

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Personal Bank Account

Account Manager

Talk directly to your manager. They are available to give you sound advice on your money. They'll help take the stress out of managing those monthly debits. Simply tell your advisor they need to debit and they'll do the rest. They'll set up all the necessary standing orders and regular payments from your bank account to ensure you'll never incur any more costly overdraft or bounced direct debit payment fees.

Manage Your Money

After all of your bills are taken care of, the remaining balance from your wages can be moved to your cardonebanking Prepaid Debit MasterCard® Card. This process can be automated once fully opened, using your online management centre to create "rules". These rules tell the system what percentage of your wages should be placed in your bills jar or on your cardonebanking Debit MasterCard as spends. You will be able to manage these rules yourself to match your requirements. We will help you with this when you call to activate the account.

Bank Locally

We've teamed up with leading high street banks to allow you to pay in cash and cheques at any of their branches. All you have to do is take your cash and cheques to your nearest bank branch and pay in using your pre-printed GIRO slips into the Rapid Deposit box.
Rest assured your money is held securely at either Natwest or Barclays.

You can also pay in cash at any branch of the Post Office using your own barcode. Simply download and print your barcode, take your cash and your barcode to any Post Office branch and pay your money in over the counter.
Unfortunately, you are unable to pay in cheques using the facility at the Post Office. Cash paid via Post Office branches will be credited within 2 working days;
please see terms & conditions for charges associated with this service.

UK Debit Card

personal banking debit card

Own account number and sort code issued and your very own Mastercard Debit Card

Paying In Your Salaries

You can pay your, wages, benefits, tax rebates and pensions in to your personal bank account via BACS and Direct Payments

Mobile Banking Text Service

You can access your personal bank account on the move

There are a number of ways in which you can manage your finances, we've made it easier by offering our Bank Text Service.

You can manage your CardOne Management via Internet or Mobile:

Checking your balance
Transferring funds to your cardonebanking Prepaid Debit MasterCard® Card

You will also receive text alerts when:

you've been approved, we'll send your bank sort code and account number
deposited funds are cleared or
standing orders have been successfully paid
you have insufficient funds to pay a standing order
your cardonebanking Debit MasterCard has been ordered and activated
any of your standing orders have been changed

Check Your Balance

Checking your bank account and card balance couldn't be simpler. Instead of phoning our call centre you can now check your balance on your mobile phone.
Send BALANCE to 60777 from your mobile

Online Banking

Manage your personal account online 24 hours a day, 7 days a week.
With cardonebanking, you can manage your account online.
Use our secure online banking facility to make payments,
set up standing orders or simply check your balances.
When you join cardonebanking you'll be given your secure password to use online at anytime.

Online Management

View statements
Move money to your cardonebanking Prepaid Debit MasterCard® Card
Make payments and pay bills
Set up account preferences
Create Standing Orders
View balances
View fees
Add a second Debit Card

Free CHAPS Payments

Pay your bills, friends & family. Simply raise transfer before 1pm and funds are cleared by close of business

No Credit checks or Opening Fee

You can apply now for your personal bank account instantly online

Open yours today

only £12.50 per month
It takes less than 5 minutes to apply


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Get An Instant Decision Within Minutes


Apply Now



Business Bank Account

Business Manager

Talk directly to your manager. They are available to give you sound advice on your money. They'll help take the stress out of managing those monthly bills. Simply tell your advisor what needs to be paid and they'll do the rest. They'll set up all the necessary standing orders and regular payments to ensure you'll never incur any more costly overdraft or bounced† payment fees.

Manage Your Money

After all of your bills are taken care of, the remaining balance from your wages can be moved to your cardonebanking Prepaid Debit MasterCard® Card. This process can be automated once fully opened, using your online management centre to create "rules". These rules tell the system what percentage of your wages should be placed in your bills jar or on your cardonebanking Debit MasterCard as spends. You will be able to manage these rules yourself to match your requirements. We will help you with this when you call to activate your card.

Bank Locally

We've teamed up with leading high street banks to allow you to pay in cash and cheques at any of their branches. All you have to do is take your cash and cheques to your nearest branch and pay in using your pre-printed GIRO slips into the Rapid Deposit box.
Rest assured your money is held securely at either Natwest or Barclays.

You can also pay in cash at any branch of the Post Office using your own personal barcode. Simply download and print your barcode, take your cash and your barcode to any Post Office branch and pay your money in over the counter. Unfortunately, you are unable to pay in cheques using the facility at the Post Office. Cash paid via Post Office branches will be credited to your billing jar within 2 working days;
please see terms & conditions for charges associated with this service.

UK Debit Card

business banking debit card

Own account number and sort code issued and your very own Mastercard Debit Card issued in your trading name

Paying In Your Salaries

You can pay your, wages, benefits, tax rebates and invoices in to your business account via BACS and Direct Payments

Mobile Banking Text Service

You can access your personal banking on the move

There are a number of ways in which you can manage your finances, we've made it easier by offering our Text Service.

You can manage your money by:

Checking your balance
Transferring funds to your cardonebanking Prepaid Debit MasterCard® Card

You will also receive text alerts when:

you've been approved for an account, we'll send your sort code and account number
deposited funds are cleared into your billing account
standing orders have been successfully paid
you have insufficient funds to pay a standing order
your cardonebanking Debit MasterCard has been ordered and activated
any of your standing orders have been changed

Check Your Balance

Checking your account and debit card balance couldn't be simpler. Instead of phoning our call centre you can now check your balance on your mobile phone.
Send BALANCE to 60777 from your mobile

Online Account

View statements
Move money to your cardonebanking Prepaid Debit MasterCard® Card
Make payments and pay bills
Set up account preferences
Create Standing Orders
View balances
View fees
Add a second Debit Card

Free CHAPS Payments

Pay your bills, employees & invoices. Simply raise transfer before 1pm and funds are cleared by close of business

Open your account today

only £12.50 per month
It takes less than 5 minutes to apply

There is a one off admin fee of £55.00*
*refundable if your account is declined for any reason


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Get An Instant Decision Within Minutes


Apply Now